Attention homeowners in the Denver Metro Area: Need an appraisal?
The top 7 reasons why Colorado homeowners hire Michael Gampp, LLC:
We at Michael Gampp, LLC understand the particular needs of a homeowner after appraisal services. Our customary business clients understand the appraisal process and the standard reporting formats. As our client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.
Need an outstanding agent to help you buy or sell your property
Having served in the Front Range area as appraisers for over 10 years, we have developed relationships with some of the top Real Estate Brokers in town. We have first hand knowledge of which Brokers know their community the best, and have proven to be the best at satisfying their customers needs. The following list is the first place we turn:
Edie Marks: www.EdieMarks.com (Kentwood Real Estate)
Susan Schell: www.susanschell.remax.com (Remax)
Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Michael Gampp, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.
Challenge Your Colorado County's assessment of your propertyLet's say you live in a region that is going down -- your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Michael Gampp, LLC is your chief weapon.
Need to cancel PMI?A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experienced in helping folks just like you delete unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. Not only can this be annoying from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Michael Gampp, LLC can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Do you need a seasoned expert to double-check your appraisal for preciseness, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Michael Gampp, LLC can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too. Even though most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.